Working to Save Your Home from Foreclosure
If you are behind on your mortgage or have been notified that your lender has initiated foreclosure proceedings, don't feel like you have to give up your home and that you have no options. Filing for Chapter 13 bankruptcy will automatically stop any foreclosure action against your property.
It normally takes approximately four to six months from the time a foreclosure is filed to the time of the Sheriff's sale. The earlier in the process you get a qualified bankruptcy lawyer involved the better. At the Fairfield, Ohio law office of R. Dean Snyder, Attorney at Law, I can help you find a debt relief solution that allows you to keep your home and get back on the right financial path.
Understanding Your Options
People facing foreclosure have a number of options available to them, including loan workouts and short sales, but these also come with their own sets of challenges and risks. When you hire me as your attorney, I will take the time to help you understand your options and the pros and cons of pursuing one over another.
Filing for Chapter 13 bankruptcy gives you the opportunity to consolidate your amount of mortgage arrears with the rest of your debts and pay them off over a three to five year period. As long as you have the ability to continue to make the regular mortgage payments going forward, there is no reason you should not be able to stay in your home after filing for bankruptcy.
Schedule Your Free Consultation
Contact my office today to discuss your questions about bankruptcy and foreclosure. I am available during regular business hours and by appointment evenings and weekends. You can reach me by phone at 513-275-1724 or via e-mail.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
