Chapter 13 Stops Foreclosure And Is Your Home Rescue Plan.
Chapter 13 allows you to repay the past due payments on your mortgage over 60 months. Your lender is required to accept your payments. The filing of a foreclosure complaint or letter of foreclosure does not stop you from filing a Chapter 13 and keeping your home. Your Case must be filed with the Court before your sheriff’s sale. You will be notified of your sheriff’s sale by letter or notice to your door.